Minnesota Church Insurance

To be sure your religious organization is properly protected, let Claremont Insurance Agency help your church develop a specific plan to cover your unique needs. 

Property Coverage

• Church and contents
• Church's personal property
• Stained glass windows
• Loss of use of the church due to a claim

Liability Coverage

• General Liability insurance covers incidents such as trips and falls
• Pastoral counseling
• Directors and Officers coverage - providing protection for the church board of directors
• Sexual misconduct
• Sunday School or daycare
• Hired and Non-Owned Auto Liability - Provides excess liability should a church member be legally liable for using a vehicle not owned by the church.
• Employment Practices Liability - Employment practices liability covers a church in areas relating to employment including discrimination, wrongful termination, and sexual harassment
• Employee Benefits Liability - Provides coverage on negligent acts, errors, or omissions arising out of the administration of employee benefits program.